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9/15/10 - Interest Rate Alert: 30 Year fixed rate mortgage at HISTORIC LOWS: Near 4.25% - No Points!!! Email, call or text me today: 858-869-9035.
After contacting a Realtor, the next most important step in the home buying process is to contact a mortgage professional and get clear on what is required and what you can qualify for in today's market. - Adobe Reader (7).bmp)
* Note: Even though the entire mortgage industry is in flux and loan requirements are not as lose as they were a couple years ago, it is still very possible for average borrowers to get mortgage loans with as little as 5%, 3%, even no money down.
I encourage you not to base your information on assumption or what you hear from the media. Rather, click on the "Apply For A Loan Online" link above, or call my office for a No Obligation, No Risk, No Pressure phone consultation.
Get accurate information to make the best decisions you can for you and your family.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.